We're strongly committed to your security. Please read the items posted below that pertain to your Commerce National Bank account relationship.

Item 1. (October 30, 2009)

Warning-Fraudulent E-Mails Claiming to Be From the FDIC

E-mails fraudulently claiming to be from the FDIC are attempting to trick recipients into installing unknown software on personal computers. These e-mails falsely indicate that recipients should download and open a "personal FDIC insurance file" to check their deposit insurance coverage. The "insurance file" may actually be a form of spyware or malicious code and may collect personal or confidential information.

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-3054, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

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Branch Offices & Phone Numbers:

NEWPORT BEACH OFFICE
4040 MacArthur Blvd., Suite 100
Newport Beach, CA 92660
Phone 949.474.1020
Fax: 949.474.2010

FULLERTON OFFICE
279 E. Orangethorpe Avenue
Fullerton, CA. 92832
Phone 714.451.8650
Fax 714.578.6727